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Helpful Info

People considering an investment in a swimming pool usually have lots of questions because they have a lot of decisions to make. 

We hope you’ll find the information below helpful in making informed decisions.

Understanding the Most Important Types of Credit Scores

Financial planning is one of the most important parts of life. It gives you the ability to set firm goals and progress toward them at a predictable pace. But it’s not always easy to make sense of the data needed to create solid financial plans. Credit scores in particular can seem intimidating at first and

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Fiberglass vs Concrete Pools

Fiberglass and concrete (gunite) pools are extremely different. They both have different strengths and weaknesses but ultimately either is a great choice and the decision can really be based on preference. To figure out what is best for you. You will want to consider several factors including appearance, customization, feel, installation time, durability, and maintenance.

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Soft vs Hard Credit Checks: What’s the difference?

When researching for loans you may notice that ‘soft pull’ and ‘hard pull’ comes up fairly often. You’ll often find warnings about a hard pull nested in the terms of various applications or you might see that a credit check is associated with a soft credit inquiry (like when applying for a loan with us!).

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How Much Does It Cost To Maintain A Pool

The costs of maintaining a pool is one of the most important and yet also most overlooked aspects of budgeting for a new pool. When people first consider one, they’ll usually put a lot of focus on the initial construction costs. But there’s a lot more to owning a pool than what goes into its

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Why Did My Credit Score Drop? 8 of the Most Common Reasons

Credit scores are undeniably important. But they’re also easily misunderstood. It’s easy to assume that scores have changed for no reason. And it’s natural to feel a little panicked when it looks like your credit score is dropping without any discernible cause. But you’ll soon see that there are a number of logical reasons why

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How Often Does Your Credit Score Update?

How often does your credit score update? It’s a common question shared by almost everyone who’s working on their finances. Planning for your financial future requires an ability to predict how various elements will change over time. But credit scores often seem unpredictable and out of our control. However, this unpredictability is often simply due

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How Long Does It Take To Heat a Pool?

How long does it take to heat a pool? Every pool owner has asked themselves that question at one point or another. After all, the whole point of a pool is comfort and fun. Nobody wants to come over and wait around for a pool to warm up. You, and your guests, want to feel

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backyard pool with hand and timer

How Long Does It Take To Build a Pool?

How long does it take to build a pool? It’s a simple enough question and one which most people have thought about at one time or another. Most homeowners have considered installing a pool. And the first step in the process usually comes down to putting together a budget and timeline. However, there’s enough information

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dog in pool

Can Dogs Swim In Pools?

Can dogs swim in pools? It’s one of the most common questions for both dog and pool owners alike. Outdoor fun just seems to go naturally with a dog’s happy and energetic demeanor. But at the same time, people are naturally concerned about whether pools are safe for their dogs. On top of that, you

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How Much Does a Swimming Pool Cost?

Traditionally adding a pool to your home is thought of as an extravagant expense however, this is no longer the case. A pool often is affordable and manageable if you design a budget and make wise decisions in the purchase. Adding a pool will not only bring more enjoyment of your house by your friends

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interior-home-improvement

Interior Home Improvement Projects That Increase Value

To increase your home’s value with interior upgrades, you will primarily want to focus on projects that modernize the home, create more benefits for the homeowner, and increase or extend the safety of the home. Many home improvement projects can be costly so you’ll also want to focus on ones that a future buyer will

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Exterior Home Improvement Projects That Increase Value

To increase your home value with exterior projects, you will be focusing mainly on curb appeal which is how “appealing” your home looks from the street. This is a big influencer for potential homebuyers as a good first impression can make a sale (and a bad one can break it). The average return on investment

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Payment Calculator

FREE Loan Consultations and payment details for all applicants!

Example 1

Loan amount $40,000
Rate 5.49%
Term 15 Years
Monthly payment $327/mo.

Example 2

Loan amount $50,000
Rate 7.99%
Term 20 Years
Monthly payment $418/mo.

Loan Terms

* Loan terms and availability vary based on borrower qualifications and are subject to change without notice. Monthly payment amounts are for demonstrative purposes only and are not guaranteed to match final payment amounts for all borrowers. Your Viking Capital Loan Representative will go over all your loan options and their respective terms and payment amounts.

We are proud to offer these great loan options to our Military Families

*Eligibility requirements:

The applicant or co-applicant (or Family Member*) is active duty, military retiree, reservist, or veteran.  Branch of service: Air Force, Coast Guard, Army, Navy, Marine Corps or reserves for these branches. 

Family members must be “lineal” (spouse or direct-line ancestors and descendants. Includes family by adoption and marriage).