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Helpful Info

We hope you’ll find the information below useful in making informed decisions about your pool project.
Wheelchair accessibility sign with arrow pointing right, mounted on a light-colored wall near a black metal fence and greenery.
General

How To Make Your Pool More Handicap Accessible

Key Takeaways A backyard swimming pool should be a source of relaxation, fun, and wellness for everyone—regardless of mobility level. Yet, many pools are not designed with accessibility in mind, making it difficult or even dangerous for individuals with disabilities to enjoy them safely. Fortunately, with thoughtful planning and the

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couple Infront of pool holding a clipboard with a credit score graph
Money Considerations

How Couples Can Prepare Their Joint Credit Profile For A Pool Loan

Key Takeaways Installing a pool is a dream for many homeowners—but financing it often requires a significant loan. For couples applying together, this means preparing more than just their savings; it means aligning and optimizing their joint credit profile. Because lenders assess both applicants’ financial histories, credit behavior, and debt

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Credit Score

How To Time A Pool Loan Application To Maximize Your Credit Score

Key Takeaways Securing a pool loan isn’t just about finding the right lender—it’s also about applying at the right time. Your credit score, debt levels, and income stability all influence the loan offers you’ll receive, and these factors can change from month to month. By understanding how credit scoring works

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credit score words with a 'rebuilding' block being placed
Credit Score

Rebuilding Credit After A Denied Pool Loan: What’s Next?

Key Takeaways Getting denied for a pool loan can be disappointing—especially when you’re eager to make your backyard dream a reality. A denial doesn’t mean the dream is out of reach; it simply signals that it’s time to strengthen your financial foundation. With a little patience and strategic action, you’ll

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A split image: one side showing a person alone pondering by a backyard pool blueprint, the other side showing two people discussing finances with a loan document.
Money Considerations

Is It Better To Apply For A Pool Loan Alone Or With A Co-Signer?

Key Takeaways When planning to finance a swimming pool, one critical decision borrowers face is whether to apply for the loan alone or with a co-signer. While going solo offers independence, bringing in a co-signer could significantly improve your chances of approval and secure better loan terms. Understanding the role

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A credit report with a good score on a clipboard. Right Side: A beautiful backyard swimming pool.
Credit Score

How To Keep A Healthy Credit Score While Paying Off A Pool Loan

Key Takeaways How to Budget for a Pool Loan Payment Taking on a pool loan means adding a fixed monthly payment to your financial responsibilities. To prevent financial strain and avoid late payments, consider these budgeting strategies: Tips on Choosing the Right Pool Loan Selecting the right loan upfront makes

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Disclaimer:
This blog is based on information available at the time of publishing and for the purpose of sharing information with the public related to swimming pools and projects that can be financed through Viking Capital. Although we strive to be complete and accurate, it is not information that is verified or maintained. It should not be relied upon for making financial decisions. An investment such as a swimming pool is significant. Viking Capital recommends consulting with a financial professional regarding your financing decisions and with pool professionals regarding pool options. To learn what financing options are available for you today, please apply with Viking Capital and you’ll receive your free loan consultation. Click Here to Apply.

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Outdoor patio with a wooden pergola, wicker chairs, a stone bench with a fire feature, and a dining table. A grill is in the background, and a pool is partially visible.
A backyard with a swimming pool, patio furniture under a red canopy, and a two-story house in the background, during dusk.
A rectangular swimming pool beside a stone wall, with a wooden pergola and lounge chairs on one side and a grassy area with palm trees on the other.
Outdoor patio with a barbecue grill, wooden cabinets, and a countertop. A pool and palm trees are visible in the background under a clear sky.

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