Swimming Pool Financing in California

Don’t just beat the heat, love it!
Pool financing options for California residents.

Swimming Pool Financing in California

Pool financing options for California residents.
Don’t just beat the heat, love it!

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Secure Loan
Application

(it won’t hurt your credit)

Affordable Monthly Payments

Upcoming Events Around California

What Our Customers Say

We strive to provide a 5-Star worthy experience to every customer

  • Had such a great experience with Ed with Viking Capital! We needed financing for our pool and he got right to work for us and had everything wrapped up and funded within a few… read more

    Pamela Bovaird Avatar
    Pamela Bovaird

    David and Amy were awesome to work with, the process was easy once we had all our information. Would highly recommend using Viking Capital.

    Michael Kitcey Avatar
    Michael Kitcey

    Absolutely flawless experience!

    Heather McAlister Avatar
    Heather McAlister
  • Super easy company to work with for financing. Competitive rates, they have flexible terms to meet your needs, and very knowledgable staff. Definitely worth considering for your home needs!

    Ben Cavallaro Avatar
    Ben Cavallaro

    David was great made the whole process as easy as possible. Great response time.

    Neal Olsen Avatar
    Neal Olsen

    Couldn’t be happier at the moment. My pool builder sent me to Lyon. Their interest rate was outrageous. As others have stated. Called up viking and they got me half the interest rate lyon… read more

    Brandon McCaslin Avatar
    Brandon McCaslin
  • Viking Capital is the best for pool loans. Quick, honest, and got us a great rate! Highly recommended.

    James B Avatar
    James B

    Viking Capital was super fast in qualifying me for my loan and very easy to deal with. Great experience.

    Traci Adams Avatar
    Traci Adams

    Viking Capital was the answer to our dream of adding a pool to our backyard living environment. Ryan Harris was our Viking Capital representative and we couldn’t have been luckier. He was responsive, knowledgeable and… read more

    C N Avatar
    C N
  • Viking Capital Team were very professional and work very well with Veterans as they stated from the get go!

    Jesse Borroel Avatar
    Jesse Borroel

    We worked with David Clarke at Viking and he was so easy to work with. Timely responses. Went the extra mile to met our needs and followed thru until the end. Very refreshing… read more

    Michelle Ryder Avatar
    Michelle Ryder

    Ryan with Viking Capital was great to work with. I recommend this company! Quick and professional.

    Bianca Holloway Avatar
    Bianca Holloway
  • Applied for a pool loan with Lyon Financial initially. Was not approved for entire amount needed for our pool and interest rate was at %12.99. Lyon was not willing to offer any other options. Went… read more

    Renee Birge Avatar
    Renee Birge

    GREAT communication, easy application, quick response and very professional service. HIGHLY Recommend. (Used for pool install)Thank you SO Robert….

    William Cameron Avatar
    William Cameron

    In looking to build a pool, this was the perfect option for us. I simply found the company online when searching for pool loans. The response to our application was very quick, and in no… read more

    Candy Hodge Avatar
    Candy Hodge
  • We initially went through the vender HFS for our pool loan and were declined without good reason. We then went through Viking and spoke to David and Tosha and literally within 48 hours we had… read more

    Bobbi Nellons Avatar
    Bobbi Nellons

    I found Viking Capital to be very open, transparent and quick respond every step through the process.

    Aaron Blanch Avatar
    Aaron Blanch

    My experience with Viking Capital was excellent! Both Robert Freeman and Karen Jurczyk were so responsive, professional and a overall pleasure to deal with. Such an easy and smooth application process, HIGHLY recommended.

    Brittany Yannitelli Avatar
    Brittany Yannitelli
  • Mr Harris was very professional and always returned all our calls or messages. He did his very best helping us during this process. We recommend him ? %

    Tamara Irizarry Avatar
    Tamara Irizarry

    Viking Capital has great customer service. Our loan officer was very helpful, patient, and knowledgable. He found my family the best rate and gave us different options for financing. Thank you

    Nohemi Herrera Avatar
    Nohemi Herrera

    Very professional, Clear and upfront with terms

    Daniel Garcia Avatar
    Daniel Garcia

Loan Options*

Submit your loan application and Viking Capital helps you select the best loan for your needs and qualifications.

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Rates As Low As 5.49%
Terms Up To 20 Years
Loans Up To $100k**
Scores As Low As 650

Complete The Application Form

One of our team will get in contact to discuss your loan options.
Apply Now
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Military Discounts!

Lowest rates with military affiliation (applicant or lineal relative).

*Viking Capital offers a variety of loans that vary in rate, term, loan limits and approval conditions. Terms and conditions are based on borrower (and co-borrower if applicable) needs and qualifications and are subject to change and may expire without notice. Applicants are eligible for a free financing consultation and advised of all their loan options and details with no obligation and based on a soft credit pull that will not hurt their credit.
** Some loans may be combined for higher loan amounts.

LET’S GET STARTED – THERE’S NO OBLIGATION

We’re ready when you are!

STEP 1
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Short Loan Application

It won’t hurt your credit!
It will help us have a meaningful conversation about your personal needs and qualifications.

STEP 2
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Personal Consultation

You’ll meet with your personal loan consultant to review your options and select the best loan option for you. There is no obligation.

STEP 3
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Loan Process

We work together to quickly process your loan and get an approval decision. We keep you informed every step of the way.

STEP 4
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Loan Funding

We have high approval rates! Fund disbursements vary by loan option. Your Loan Consultant will explain all the details.

Payment Calculator

FREE Loan Consultations and payment details for all applicants!

Example 1

Loan amount $40,000
Rate 5.49%
Term 15 Years
Monthly payment $327/mo.

Example 2

Loan amount $50,000
Rate 7.99%
Term 20 Years
Monthly payment $418/mo.

Example 1

Loan amount $40,000
Rate 6.79%
Term 15 Years
Monthly payment $354.85/mo.

Example 2

Loan amount $40,000
Rate 7.99%
Term 20 Years
Monthly payment $334.33/mo.

Why Choose Viking Capital?

Our Service

Every team member has the determination and know-how to provide you with a 5-Star worthy experience. You'll feel like the valued customer you are.

Our Technology

We have invested in state-of-the-art technology to keep your information secure and to make our process as efficient as possible.

Our Loan Options

We partner with a network of lenders so you have access to multiple loan options. We fit you with the best for your needs and qualifications.

Our Values

We strive to be a trusted employer, business partner and service provider and to conduct business with transparency, integrity and fairness.

Affordable Monthly Payments

A Quality of Life Investment

The decision to build an inground swimming pool is a big one. It is a big financial investment, but it’s also a huge quality of life investment.

Our swimming pool loans are designed to spread the cost of the project over many years, so the monthly payments are affordable. The smiles start here!

Personalized Service

We keep you informed!

We are a family owned business since 1999 and will treat you like the valued customer that you are. Our investments in technology keep your information secure and enable our Top-Notch team to work efficiently and spend more quality time with each and every customer.

Military Appreciation Everyday!

Lowest rates for military families!

Our staff and business partners are proud to offer our lowest rates to those with military affiliation. The low rates and longer term loan options offer more affordable monthly payments. See eligibility details.

Helpful Info

Tips For a More Eco-Friendly Swimming Pool

Swimming pools, while a wonderful addition to the home, can be somewhat harmful to the environment. They require the use of a lot of water, chemicals, and energy to maintain, which all pose different threats to the earth. While there is really no way to maintain a completely eco-conscious swimming pool, there are certainly steps

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What Is Your Credit Score “Really”?

A common misconception about credit scores is that the first one you see is “your credit score.” In reality, there are tons of scores out there for everyone and nobody has one single score at any moment. These scores are all representative of your credit history but are calculated differently, depending on what purpose they

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Swimming Pool Loans: To Fee or Not to Fee

Home Improvement Loans: What You Need To Know About Fees and Interest Rates The question of loan fees comes up every day in the home improvement lending business and just about every ad that you see or hear will say “No loan fees” or “free loan”. It’s a great talking point and seems to make

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7 Tips To Find The Best Swimming Pool Financing Options

Are You Looking for the Best Swimming Pool Loans? Here are the 7 key factors to consider to find the best swimming pool financing rates. When it’s time to get pool financing, it’s good to have a few options to choose from. However, the details of swimming pool loans can make it confusing to compare several estimates.

Read More »

Is Buying an Inground Swimming Pool a Good Investment?

Factors to Consider Before Buying Your Pool One of the questions on the minds of prospective pool buyers is “Is this a good investment?” The answer to that is complicated and depends on a number of factors. First off, the most important thing to consider is that adding a pool will give your family a

Read More »

10 Things To Consider When Choosing Pool Builders

How To Choose the Best Swimming Pool Contractor Are you financing a swimming pool? Make sure you choose the right pool builders for your project! From residential backyards to Olympic-sized recreational centers, pools are a major investment that require significant skill to build and complete properly. When you have a pool installed, you want to

Read More »

Frequently Asked Questions

Your Loan Consultant is your go-to person for additional information.

Unsecured Swimming Pool Loans

Unlike an unsecured personal loan that can be used for any purpose, swimming pool loans are designed specifically for financing major home remodels, renovations, swimming pools and the like. They are usually for projects exceeding $25,000 and offer desirable rates and extended loan terms (up to 20 years) so borrowers will have affordable monthly payments. These loans do not require property as loan collateral. Instead, the lenders look at a borrower’s ability to pay (income and debt) and creditworthiness (credit scores).

Pool Loan Fees

Loan terms, including fees, vary and change frequently.  It’s important to consider all loan terms when comparing loans, including rate, term, loan amount and fees, if applicable. Your Viking Capital representative will disclose all terms for comparison and so you can make an informed decision.

Not Sure How Much You Need To Borrow?

Yes. We can start the loan process even if you are unsure of your project cost. You can estimate the cost or provide us the amount you have budgeted for your project. Your Viking Capital representative will advise you on your loan options, including the monthly payment amount you can expect to pay with your estimated loan amount.

How Funding Disbursements Work

Some loans will disperse the entire loan amount into your account at the completion of the loan process. Other loans make disbursements directly to your contractor/builder at pre-defined work milestones, per your contract, that you acknowledge as complete.
In some cases, a loan approval and disbursement of funds can occur in one day – even the same day! However, some loans require documentation from the borrower as proof of eligibility. So as the borrower, you can impact the process timeline. Be assured, Viking Capital has a great processing team who works with each borrower and lender to expedite the loan process.

Attention Pool Builders!

Our builder partners offer their customers great financing options and receive other benefits that help them sell more pools! 

Join our builder partner network today!

Partner With Viking Capital!

We are proud to offer these great loan options to our Military Families

*Eligibility requirements:

The applicant or co-applicant (or Family Member*) is active duty, military retiree, reservist, or veteran.  Branch of service: Air Force, Coast Guard, Army, Navy, Marine Corps or reserves for these branches. 

Family members must be “lineal” (spouse or direct-line ancestors and descendants. Includes family by adoption and marriage).

Loan Terms

* Loan terms and availability vary based on borrower qualifications and are subject to change without notice. Monthly payment amounts are for demonstrative purposes only and are not guaranteed to match final payment amounts for all borrowers. Your Viking Capital Loan Representative will go over all your loan options and their respective terms and payment amounts.