Swimming Pool Financing in Texas

One application, multiple pool loan options, zero credit impact.  Know your rates and terms upfront and set the budget for your project.

We offer loans from $20,000 to $400,000 for terms up to 30 years.

Find Out Your Pool Financing Options

It doesn’t hurt your credit. One of our pool loan consultants will contact you within 24 hours for a free consultation.

Texas is quickly heading for the leading spot in privately-owned pools nationwide. With your vast landscape and abundant sunshine, from Midland to DFW, to Houston to San Antonio, Texas is the perfect place to enjoy a backyard pool.

But let’s be honest- beating the Texan heat can’t just be a luxury, but a necessity and we want to help make all your backyard dreams possible.

That’s where we come in! At Viking Capital, we make it possible for families to afford a beautiful, value-boosting pool through smart financing options. A swimming pool doesn’t just enhance your lifestyle—it often adds equity and increases your home’s resale value too.

With over 27 years of experience, we have helped thousands of homeowners across Texas turn their dream of owning a pool into a reality. With our 5-star service, strong lending network, and deep commitment to our customers, we make pool financing simple, affordable, and stress-free. Let us help you bring your backyard vision to life.

Quickest Decision Time

We make decisions as fast as 24 hours and fund as quickly as 2 days.

No-Income-verification Loan Options

Our pool loan options for self-employed borrowers set us apart.

Not Just Swimming Pool Loans

Got bigger plans? Bundle all your home improvement projects into your pool loan.

Purple and white circular logo with a stylized Viking ship sail and the text "Viking Capital, 25 Year Anniversary, Est. 1999".

The Steps

The process is easy!

1.

Short Loan Application

It won’t hurt your credit!
A soft credit check helps us have a meaningful conversation about your personal needs and qualifications.

2.

Personal Consultation

You’ll meet with your personal pool loan consultant to review your options and select the best loan option for you. There is no obligation.

3.

Fast Loan Process

We work together to quickly process your loan and get an approval decision. We keep you informed every step of the way.

4.

Loan Funding

High approval rates for a wide range of credit profiles. Fund disbursements vary by loan option. Your Loan Consultant will explain all the details.

Let's Get You
Your Dream Pool!

Schedule a free, no obligation call with one of our pool loan consultants to talk about your specific situation.
It won’t hurt your credit score!

Outdoor patio with a wooden pergola, wicker chairs, a stone bench with a fire feature, and a dining table. A grill is in the background, and a pool is partially visible.
A backyard with a swimming pool, patio furniture under a red canopy, and a two-story house in the background, during dusk.
A rectangular swimming pool beside a stone wall, with a wooden pergola and lounge chairs on one side and a grassy area with palm trees on the other.
Outdoor patio with a barbecue grill, wooden cabinets, and a countertop. A pool and palm trees are visible in the background under a clear sky.

Testimonials

Don't just take our word for it

" Process was easy and simple "

Q Stephens

" Viking had us approved within a week. They ran several different options until we found the perfect loan "

Keith Kimble

" Davis and Kurtis were very kind and helpful. They walked through the whole process and made it easy "

Malissa Shults

" We had an issue with our pool contractor. Adam S with Viking went above and beyond to help get our issues resolved and pool completed. I will only use Viking for any of my future needs. Thank you, Adam!! "

Dbo

" My experience with Mr. Kurtis was great! A great company to work with and very helpful. Kurtis did not hesitate to text or call to give information when needed. Super friendly "

Mikey Pruett Lopez

" A true delight to work with! Easy, communicative and thorough "

Sarah Otto

Loan Terms

* Loan terms and availability vary based on borrower qualifications and are subject to change without notice. Monthly payment amounts are for demonstrative purposes only and are not guaranteed to match final payment amounts for all borrowers. Your Viking Capital Loan Representative will go over all your loan options and their respective terms and payment amounts.