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Swimming Pool Financing in Texas

One application, multiple loan options, zero credit impact.  Know your rates and terms upfront and set the budget for your project. 

Free consultation - See Your options

It doesn’t hurt your credit.  One of our loan consultants will contact you within 24 hours.

While California and Florida may top the charts for privately owned swimming pools, Texas isn’t far behind—and that doesn’t surprise us one bit. With its vast landscape, abundant sunshine, and bold spirit, Texas is the perfect place to enjoy a backyard pool.

But let’s be honest—not every Texan can simply pay cash for this kind of luxury. That’s where we come in. At Viking Capital, we make it possible for middle-income families to afford a beautiful, value-boosting pool through smart financing options. A swimming pool doesn’t just enhance your lifestyle—it often adds equity and increases your home’s resale value.

We’ve been a family-owned and operated business since 1999, and we’ve helped thousands of homeowners across Texas turn their dream of owning a pool into a reality. With our 5-star service, strong lending network, and deep commitment to our customers, we make pool financing simple, affordable, and stress-free. Let us help you bring your backyard vision to life. 

Quickest Decision Time

We make decisions as fast as 24 hours and fund as quickly as 2 days.

No-Income-verification Loan Options

Our options for self-employed borrowers set us apart.

Not Just Swimming Pool Loans

Got bigger plans? Bundle all your home improvement projects into your pool loan.

Purple and white circular logo with a stylized Viking ship sail and the text "Viking Capital, 25 Year Anniversary, Est. 1999".

The Steps

The process is easy!

1.

Short Loan Application

It won’t hurt your credit!
It will help us have a meaningful conversation about your personal needs and qualifications.

2.

Personal Consultation

You’ll meet with your personal loan consultant to review your options and select the best loan option for you. There is no obligation.

3.

Loan Process

We work together to quickly process your loan and get an approval decision. We keep you informed every step of the way.

4.

Loan Funding

We have the highest approval rates! If we can’t fund you, no one can. Fund disbursements vary by loan option. Your Loan Consultant will explain all the details.

Let's Get You
Your Dream Pool!

Schedule a free, no obligation call with one of our loan consultants to talk about your specific situation.
It won’t hurt your credit score!

Outdoor patio with a wooden pergola, wicker chairs, a stone bench with a fire feature, and a dining table. A grill is in the background, and a pool is partially visible.
A backyard with a swimming pool, patio furniture under a red canopy, and a two-story house in the background, during dusk.
A rectangular swimming pool beside a stone wall, with a wooden pergola and lounge chairs on one side and a grassy area with palm trees on the other.
Outdoor patio with a barbecue grill, wooden cabinets, and a countertop. A pool and palm trees are visible in the background under a clear sky.

How Much Would You Like To Borrow?