Home Improvement Financing

Apply Now and we will schedule your FREE Loan Consultation!

Desirable loan options and personal attention every step of the way!

Home Improvement Financing

Desirable loan options and personal attention every step of the way!

Apply Now and we will schedule your FREE Loan Consultation!

It won’t hurt your credit

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(it won’t hurt your credit)

Affordable Monthly Payments

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Loan Options

Submit your loan application and Viking Capital helps you select the best loan for your needs and qualifications.

Rates as low as 8.49%
Terms up to 20 Years
Loans up to $225k**
Scores as low as 650
(*see details below)

Complete The Application Form

Your assigned loan consultant (your go-to person) will contact you shortly to discuss your loan options.

Apply Now

Military Discounts!

Lowest rates with military affiliation (applicant or lineal relative).

Click here for details.

*Viking Capital offers a variety of loans that vary in rate, term, loan limits and approval conditions. Terms and conditions are based on borrower (and co-borrower if applicable) needs and qualifications, are subject to change, and may expire without notice. Applicants are eligible for a free financing consultation and advised of all their loan options and pertaining details with no obligation and based on a soft credit pull that will not hurt their credit.

What Our Customers Say

We strive to provide a 5-Star worthy experience to every customer.

Viking Capital was super fast in qualifying me for my loan and very easy to deal with. Great experience.

Traci Adams
9/16/2018

When my wife and I decided we wanted to put in a pool for our home, we talked to half a dozen financing companies. Of those, only Viking Capital provided the human touch. Whereas most loan companies make their decisions only on the basis of an algorithm, Viking called and… read more read less

Joel Bousley
10/02/2022

We are so happy that we chose Viking Capital. They were very prompt, professional and diligent. We were approved and funded in less than a week from the time we submitted our documentation. We highly recommend that you contact them if you are considering a pool project.

Mike Mac
1/31/2021
In looking to build a pool, this was the perfect option for us. I simply found the company online when searching for pool loans. The response to our application was very quick, and in no time, we were approved and ready to start our build. Everyone we spoke with was… read more read less

Candy Hodge
2/28/2021

Extremely helpful and thorough in explanation of available options and process. Would highly recommend!

Jon Sherman
7/05/2022

So glad I made the call to Viking. David was extremely attentive and did some quick research to get me a rate a point better than the other lenders. Also the costs of the loan was one third that of the others. Five Stars all the way!

Dennis Durante
3/24/2021
I was surprised to experience such an efficient team from start to finish.Ed V administration of the process was outstanding , I will definitely recommend Viking Capital to family and friends

ROMIE WOURMAN
5/21/2022

Very quick process easy to use excellent rate for the market would definitely use again!! They answered every question I had from start to finish anytime you call they will pick up the phone not a machine ….

LJ Avalos
11/02/2022

Fast and professional about the hole Process!

Paul Creasey
6/16/2020
Quick and easy ! Best experience if your looking for a pool loan ! Funded in 2 days !!

Brian Lum
8/05/2022

I highly recommend working with Robert Friedman and Viking Capital for your pool loan. I was amazed at how quickly I was approved for my loan. It was literally within a few hours for the moment Robert contacted me about my application. I had… read more read less

Melanie Mulcahy
6/13/2020

I tryed different banks to including my personal Bank and they wouldn’t approve this loan for my pool . The application process was fast. The loan was approved in 48 hours from the initial loan application. I’ll recommend this bank to any one want to get a pool. David… read more read less

Timothy Johnson
2/28/2021
I worked with David Clark! He is professional, prompt, responsive, and great customer service overall. The process was seamless from application to fund disbursement. I would definitely do business with again and highly recommend to neighbors, friends and anyone needing their services.

giovie bagtas
5/31/2022

Viking Capital made my pool dreams come true! Robert Friedman was my “pool loan concierge” and he explained the process thoroughly and completely, highlighting all the important details. The professionalism and responsiveness of Viking Capital during the loan process was second to none. A+ experience!

KENYA HENDERSON
7/03/2020

Viking Capital is very easy to work with! Would recommend them to anyone looking for financing on their pool.

Sandy Meade
11/02/2022
We had a great experience with Viking Capital!! The process stress-free and the communication was on point every step of the way!!

Brandon Wolter
8/05/2022

I loved Viking Capital because the entire process was quick and easy. Ryan and Tosha were both great and their communication throughout was stellar. I would definitely recommend Viking to anyone looking to get a pool loan.

Kellie Pettaway
5/21/2022

Amy and David were wonderful!!

Courtney Williams
8/11/2021

Why Choose Viking Capital?

Our Service

Every team member has the determination and know-how to provide you with a 5-Star worthy experience. You'll feel like the valued customer you are.

Our Technology

We have invested in state-of-the-art technology to keep your information secure and to make our process as efficient as possible.

Our Loan Options

We partner with a network of lenders so you have access to multiple loan options. We fit you with the best for your needs and qualifications.

Our Values

We strive to be a trusted employer, business partner and service provider and to conduct business with transparency, integrity and fairness.

Affordable Monthly Payments

A Quality of Life Investment

The decision to build an inground swimming pool is a big one. It is a big financial investment, but it’s also a huge quality of life investment.

Our swimming pool loans are designed to spread the cost of the project over many years, so the monthly payments are affordable. The smiles start here!

Personalized Service

We keep you informed!

We are a family owned business since 1999 and will treat you like the valued customer that you are. Our investments in technology keep your information secure and enable our Top-Notch team to work efficiently and spend more quality time with each and every customer.

Military Appreciation Everyday!

Lowest rates for military families!

Our staff and business partners are proud to offer our lowest rates to those with military affiliation. The low rates and longer term loan options offer more affordable monthly payments. See eligibility details.

Frequently Asked Questions

Your Loan Consultant is your go-to person for additional information.

What is an unsecured home improvement loan?

Unsecured Home Improvement Loans

Unlike an unsecured personal loan that can be used for any purpose, home improvement loans are designed specifically for financing major home remodels, renovations, swimming pools and the like. They are usually for projects exceeding $25,000 and offer desirable rates and extended loan terms (up to 20 years) so borrowers will have affordable monthly payments. These loans do not require property as loan collateral. Instead, the lenders look at a borrower’s ability to pay (income and debt) and creditworthiness (credit scores).

Do I have to pay any fees for my loan?

Pool Loan Fees

Loan terms, including fees, vary and change frequently. It’s important to consider all loan terms when comparing loans, including rate, term, loan amount and fees, if applicable. Your Viking Capital representative will disclose all terms for comparison and so you can make an informed decision.

I'm not sure how much my home improvement with cost, should I still apply?

Not Sure How Much You Need To Borrow?

Yes. We can start the loan process even if you are unsure of your project cost. You can estimate the cost or provide us the amount you have budgeted for your project. Your Viking Capital representative will advise you on your loan options, including the monthly payment amount you can expect to pay with your estimated loan amount.

How are the funds dispersed?

How Funding Disbursements Work

Some loans will disperse the entire loan amount into your account at the completion of the loan process. Other loans make disbursements directly to your contractor/builder at pre-defined work milestones, per your contract, that you acknowledge as complete.

Home Improvement Financing