Home Improvement Financing

Apply Now and we will schedule your FREE Loan Consultation!

Desirable loan options and personal attention every step of the way!

Home Improvement Financing

Desirable loan options and personal attention every step of the way!

Apply Now and we will schedule your FREE Loan Consultation!

It won’t hurt your credit

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Application

Apply Now

(it won’t hurt your credit)

Affordable Monthly Payments

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Loan Options

Submit your loan application and Viking Capital helps you select the best loan for your needs and qualifications.

Rates as low as 8.49%
Terms up to 20 Years
Loans up to $225k**
Scores as low as 680
(*see details below)

Complete The Application Form

Your assigned loan consultant (your go-to person) will contact you shortly to discuss your loan options.

Apply Now

Military Discounts!

Lowest rates with military affiliation (applicant or lineal relative).

Click here for details.

*Viking Capital offers a variety of loans that vary in rate, term, loan limits and approval conditions. Terms and conditions are based on borrower (and co-borrower if applicable) needs and qualifications, are subject to change, and may expire without notice. Applicants are eligible for a free financing consultation and advised of all their loan options and pertaining details with no obligation and based on a soft credit pull that will not hurt their credit.

What Our Customers Say

We strive to provide a 5-Star worthy experience to every customer.

Made process easy and quick, great people to work with highly recommend.

Brian Glendinning
2/28/2021

Honesty, I don’t know where to start. David and Amy were amazing with our pool long process from the beginning to the end. I reached out to bike in capital with questions about applying which David made me feel really comfortable and answered all of my questions. Once we applied… read more read less

George Lanier
1/28/2022

I had a great experience with Viking super professional and communicative.

Andrew Gates
12/26/2022
Ed DeMonte made my experience wonderful I love the no nonsense let’s get this done attitude I just want to thank Ed 1 more time thanks from the Perez family will be thinking about you when we’re enjoying are pool

Marcos Perez
4/21/2022

Viking Capital assisted me with a pool loan. Their members, Amy Woodward and David Clark were prompt and professional throughout the process. Thank you Viking Capital.

antonio ramos
12/02/2022

Viking Capital was so easy to work with. They quickly responded to all questions.

Becky Halfmann
1/31/2021
First word that comes to mind when working with Viking is superb, they took a very exciting and stressful part of our life with a swimming pool purchase and turned it into an extremely well informed and patient approach. Not only was everything completed from start to finish an a… read more read less

Raymond Robinson
10/11/2021

My experience with Viking Capital has been OUTSTANDING! They were quick to make contact and kept me informed every step of the way for the processing of the loan. They were responsive and quickly answered my questions. The process was so easy from start to finish…Bravo, Viking Capital!

Nacol Thatsall
8/30/2022

Was quick painless experience. All questions were thoroughly answered. Highly recommend to anyone.

Matthew Hardy
12/02/2022
Professional, kept promises, great service. Offered a variety of pool loan options. Would recommend and do business with them again.

Deanna Weisenberger
9/16/2018

My rep David Clark was very kind professional and kept in communication with me. The process was so smooth and efficient. I highly recommend Viking Capital if you need a home improvement loan.

Pixie449
6/17/2022

Ryan with Viking Capital was great to work with. I recommend this company! Quick and professional.

Bianca Holloway
9/16/2019
Easiest loan ever. Was approved in one day. Had the money in three days. Everyone we dealt with at Viking was knowledgeable, helpful, and friendly. Truly a great experience. Didn’t know this was possible intoday’s environment. Thanks, Viking!

Jane Keithley
9/16/2018

By far the fastest and easiest loan process we’ve ever experienced. David Clark the Loan Consultant and Amy Woodward were very easy to communicate with and worked quickly to obtain funding for our pool loan.

Alexander Reid
1/31/2021

Ed Demonte with Viking Capital made everything seamless and was always available for questions and assistance. Very smooth transaction, we look forward to enjoying our new pool! HUGE THANKS TO ED!

Jamie Buck
8/22/2022
This was so easy, and everyone took good care of me. Thank You Viking Capital! — Stacie H

Stacie Hoyt
11/02/2022

Best rates and prompt service the whole process took 2-3 days. Highly recommended.

Bradley Bryars
10/11/2021

In looking to build a pool, this was the perfect option for us. I simply found the company online when searching for pool loans. The response to our application was very quick, and in no time, we were approved and ready to start our build. Everyone we spoke with was… read more read less

Candy Hodge
2/28/2021

Why Choose Viking Capital?

Our Service

Every team member has the determination and know-how to provide you with a 5-Star worthy experience. You'll feel like the valued customer you are.

Our Technology

We have invested in state-of-the-art technology to keep your information secure and to make our process as efficient as possible.

Our Loan Options

We partner with a network of lenders so you have access to multiple loan options. We fit you with the best for your needs and qualifications.

Our Values

We strive to be a trusted employer, business partner and service provider and to conduct business with transparency, integrity and fairness.

Affordable Monthly Payments

A Quality of Life Investment

The decision to build an inground swimming pool is a big one. It is a big financial investment, but it’s also a huge quality of life investment.

Our swimming pool loans are designed to spread the cost of the project over many years, so the monthly payments are affordable. The smiles start here!

Personalized Service

We keep you informed!

We are a family owned business since 1999 and will treat you like the valued customer that you are. Our investments in technology keep your information secure and enable our Top-Notch team to work efficiently and spend more quality time with each and every customer.

Military Appreciation Everyday!

Lowest rates for military families!

Our staff and business partners are proud to offer our lowest rates to those with military affiliation. The low rates and longer term loan options offer more affordable monthly payments. See eligibility details.

Frequently Asked Questions

Your Loan Consultant is your go-to person for additional information.

What is an unsecured home improvement loan?

Unsecured Home Improvement Loans

Unlike an unsecured personal loan that can be used for any purpose, home improvement loans are designed specifically for financing major home remodels, renovations, swimming pools and the like. They are usually for projects exceeding $25,000 and offer desirable rates and extended loan terms (up to 20 years) so borrowers will have affordable monthly payments. These loans do not require property as loan collateral. Instead, the lenders look at a borrower’s ability to pay (income and debt) and creditworthiness (credit scores).

Do I have to pay any fees for my loan?

Pool Loan Fees

Loan terms, including fees, vary and change frequently. It’s important to consider all loan terms when comparing loans, including rate, term, loan amount and fees, if applicable. Your Viking Capital representative will disclose all terms for comparison and so you can make an informed decision.

I'm not sure how much my home improvement with cost, should I still apply?

Not Sure How Much You Need To Borrow?

Yes. We can start the loan process even if you are unsure of your project cost. You can estimate the cost or provide us the amount you have budgeted for your project. Your Viking Capital representative will advise you on your loan options, including the monthly payment amount you can expect to pay with your estimated loan amount.

How are the funds dispersed?

How Funding Disbursements Work

Some loans will disperse the entire loan amount into your account at the completion of the loan process. Other loans make disbursements directly to your contractor/builder at pre-defined work milestones, per your contract, that you acknowledge as complete.

Home Improvement Financing